PMAY-G 2016 Launch: Replaced Which Earlier Rural Housing Scheme

PMAY-G was launched in 2016 by restructuring which earlier rural housing scheme of the Government of India?

Correct Answer: Indira Awaas Yojana (IAY)

Pradhan Mantri Awaas Yojana–Gramin (PMAY-G) was launched in 2016 by the Ministry of Rural Development (MoRD) by restructuring the earlier Indira Awaas Yojana (IAY). The IAY, originally a sub-scheme of Jawahar Rozgar Yojana (later made independent), lacked strong targeting, quality control, and monitoring mechanisms. PMAY-G addressed these gaps with technology-driven monitoring, robust beneficiary selection, and the overarching goal of "Housing for All", now extended to 2029 with a target of 4.95 crore houses.

PMAY-G — Key Features at a Glance

• Launched: 2016 by Ministry of Rural Development
• Predecessor: Indira Awaas Yojana (IAY)
• Target: 4.95 crore pucca houses by 2029
• Achievement (March 2026): Nearly 3 crore houses completed
• Beneficiary selection: SECC 2011 data → Gram Sabha validation → Geo-tagging
• Funding ratio: 60:40 (plain areas), 90:10 (NE/Himalayan states), 100% Centre (UTs)
• Fund transfer: Direct Benefit Transfer (DBT) into beneficiaries' bank accounts
• Monitoring: AwaasSoft MIS, AI-based photo verification, geo-tagged construction stages

Why Other Options Are Wrong

• Rajiv Awas Yojana — An urban housing scheme aimed at creating slum-free cities under the Rajiv Awas Yojana programme; it was entirely separate and was not the predecessor of PMAY-G, which targets rural households.
• Sardar Awas Yojana — No such scheme exists as a nationally recognized predecessor to PMAY-G; this is a fictitious option.
• Basera Scheme — Not a nationally recognized rural housing scheme; PMAY-G directly restructured Indira Awaas Yojana.

PMAY-G को 2016 में किस पुरानी Rural Housing Scheme का Restructuring कर Launch किया गया था?

Correct Answer: Indira Awaas Yojana (IAY)

Pradhan Mantri Awaas Yojana–Gramin (PMAY-G) को 2016 में Ministry of Rural Development (MoRD) द्वारा पुरानी Indira Awaas Yojana (IAY) को Restructure करके Launch किया गया। IAY मूल रूप से Jawahar Rozgar Yojana की एक Sub-Scheme थी, जिसमें Strong Targeting, Quality Control और Monitoring Mechanisms की कमी थी। PMAY-G ने Technology-Driven Monitoring और Robust Beneficiary Selection के साथ इन Gaps को Address किया और "Housing for All" का Goal Set किया, जो अब 2029 तक 4.95 Crore Houses के Target के साथ Extended है।

PMAY-G — Key Features at a Glance

• Launch: 2016 — Ministry of Rural Development द्वारा
• Predecessor: Indira Awaas Yojana (IAY)
• Target: 2029 तक 4.95 Crore Pucca Houses
• Achievement (March 2026): लगभग 3 Crore Houses Complete
• Beneficiary Selection: SECC 2011 Data → Gram Sabha Validation → Geo-tagging
• Funding Ratio: 60:40 (Plain Areas), 90:10 (NE/Himalayan States), 100% Centre (UTs)
• Fund Transfer: Direct Benefit Transfer (DBT) सीधे Beneficiaries के Bank Accounts में
• Monitoring: AwaasSoft MIS, AI-Based Photo Verification, Geo-Tagged Construction Stages

Other Options क्यों गलत हैं

• Rajiv Awas Yojana — एक Urban Housing Scheme थी, Slum-Free Cities के लिए; यह PMAY-G की Predecessor नहीं थी जो Rural Households के लिए है।
• Sardar Awas Yojana — ऐसी कोई Nationally Recognized Predecessor Scheme नहीं है; यह एक Fictitious Option है।
• Basera Scheme — यह Nationally Recognized Rural Housing Scheme नहीं है; PMAY-G ने सीधे Indira Awaas Yojana को Restructure किया।