RRB Shareholding: Central Government’s Stake

Question

What is the shareholding percentage of the Central Government in Regional Rural Banks (RRBs)?

Select an answer

Question & Answer (English)

What is the shareholding percentage of the Central Government in Regional Rural Banks (RRBs)?

  1. 35%
  2. 50% — Correct Answer
  3. 15%
  4. 75%
Explanation:
Correct Answer Explanation

The ownership of Regional Rural Banks (RRBs) is a collaborative effort between the central government, the state government, and a sponsor bank. The shareholding pattern is fixed as follows:

  • Central Government: 50%
  • Sponsor Bank: 35%
  • Concerned State Government: 15%

Therefore, the Central Government holds the majority stake of 50% in RRBs.

Incorrect Options Analysis
  • 35%: This is the percentage shareholding of the sponsoring commercial bank.
  • 15%: This is the percentage shareholding of the concerned state government.
  • 75%: This percentage does not correspond to any of the stakeholders in the RRB ownership structure.

प्रश्न एवं उत्तर (हिंदी)

क्षेत्रीय ग्रामीण बैंकों (RRBs) में केंद्र सरकार की हिस्सेदारी का प्रतिशत कितना है?

  1. 35%
  2. 50% — सही उत्तर
  3. 15%
  4. 75%
स्पष्टीकरण:
सही उत्तर की व्याख्या

क्षेत्रीय ग्रामीण बैंकों (Regional Rural Banks - RRBs) का स्वामित्व केंद्र सरकार, राज्य सरकार और एक प्रायोजक बैंक (sponsor bank) के बीच एक सहयोगात्मक प्रयास है। शेयरधारिता का पैटर्न इस प्रकार निर्धारित है:

  • केंद्र सरकार: 50%
  • प्रायोजक बैंक: 35%
  • संबंधित राज्य सरकार: 15%

इसलिए, केंद्र सरकार RRBs में 50% की बहुमत हिस्सेदारी रखती है।

गलत विकल्पों का विश्लेषण
  • 35%: यह प्रायोजक वाणिज्यिक बैंक (sponsoring commercial bank) की हिस्सेदारी का प्रतिशत है।
  • 15%: यह संबंधित राज्य सरकार (concerned state government) की हिस्सेदारी का प्रतिशत है।
  • 75%: यह प्रतिशत RRB स्वामित्व संरचना में किसी भी हितधारक से मेल नहीं खाता है।

📚 About this Topic — CA (SSC)-28Sept to 4Oct2025

This multiple choice question is from CA (SSC)-28Sept to 4Oct2025, Daily CA- Sept2025. It has 4 options with a detailed explanation of the correct answer and is available in both English and Hindi (द्विभाषी). Practice more MCQs from CA (SSC)-28Sept to 4Oct2025 to strengthen your preparation.

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